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"description": "在搜寻XM外汇平台的关键字时,偶尔会出现像「诈骗」、「黑平台」这些字眼。不免让人心生疑问:「这个外汇平台真的安全吗?」",
"img": "/public/upload/xm/xm.jpg",
"content": "<!--broker-box-->\n<section style=\"display:flex;clear:both;overflow:hidden;border-radius:5px;padding:0.5em;align-items:center;border:1px solid #ffd9a8;margin-top:10px;margin-bottom:14px;\">\n<div style=\"flex:0 0 auto;\"><a href=\"https://affs.click/7lMw6\" target=\"_blank\" rel=\"nofollow\"><img src=\"/public/upload/xm/xm-logo.jpg\" alt=\"XM外汇\" width=\"150\" height=\"90\" style=\"display:block;\"></a></div>\n<div style=\"flex:1 1 auto;width:330px;margin-left:15px;margin-right:30px;\">\n<strong style=\"font-size:1.25em;color:#f04949;\"><a href=\"https://affs.click/7lMw6\" target=\"_blank\" rel=\"nofollow\" style=\"color:#f04949;text-decoration:none;\">XM外汇</a></strong>\n<p style=\"opacity:.6;line-height:1.4;overflow:hidden;font-size:14px;margin:0;\">注意:以上链接是XM外汇永久开户链接,不要进入假冒黑平台了!</p>\n</div>\n<div style=\"flex:0 0 auto;margin-left:auto;white-space:nowrap;\">\n<a href=\"https://affs.click/7lMw6\" target=\"_blank\" rel=\"nofollow\" style=\"background-color:#43ab04;color:#fff;display:inline-flex;height:2.4em;align-items:center;justify-content:center;padding:0 1em;border-radius:4px;margin-right:5px;margin-bottom:3px;text-decoration:none;\">XM外汇官网</a>\n<a href=\"https://affs.click/7lMw6\" target=\"_blank\" rel=\"nofollow\" style=\"background-color:#ec3030;color:#fff;display:inline-flex;height:2.4em;align-items:center;justify-content:center;padding:0 1em;border-radius:4px;text-decoration:none;\">XM外汇开户</a>\n</div>\n</section>\n<p><font><font>在搜寻<a href=\"https://www.chiefrich.com/brokers/xm/\" target=\"_blank\" class=\"infotextkey\">XM外汇</a>平台的关键字时,偶尔会出现像「诈骗」、「黑平台」这些字眼。</font></font><br><font><font>不免让人心生疑问:「这个外汇平台真的安全吗?」</font></font></p>\n<p><font><font>在外汇平台交易以前,首先必须要了解网站的安全性、交易方式等。</font></font><br><font><font>除了能让自己在投资上更加安全、安心以外,先理解网站的操作在投资上也能更加有利。</font></font></p>\n<p><font><font>本篇文章,会详细介绍XM外汇平台,破解各方诈骗的谣言。</font></font><br><font><font>并且也会提出XM的优缺点提供投资人作参考。</font></font></p>\n<p><font><font>XM会推荐给具有以下特征的投资人</font></font></p>\n<ul>\n\t<li><font><font>想尝试透过海外经纪商投资的投资人</font></font></li>\n\t<li><font><font>没有雄厚的资金,但想体验外汇投资</font></font></li>\n\t<li><font><font>想要尝试高杠杆的投资人</font></font></li>\n\t<li><font><font>想找寻能够信赖的海外经纪商的投资人</font></font></li>\n</ul>\n<p><font><font>按这里可以连结到XM的官方网站</font></font></p>\n<p><font><font>内容目录</font></font></p>\n<ul>\n\t<li><font><font>XM外汇平台是什么?</font></font>\n\t<ul>\n\t\t<li><font><font>XM公司概要</font></font></li>\n\t\t<li><font><font>XM公司历史大事件</font></font></li>\n\t\t<li><font><font>为什么会出现「XM是诈骗」的谣言?</font></font></li>\n\t</ul></li>\n\t<li><font><font>XM外汇平台安全吗?</font></font>\n\t<ul>\n\t\t<li><font><font>XM的金融牌照</font></font></li>\n\t\t<li><font><font>XM投资人实际评价</font></font></li>\n\t</ul></li>\n\t<li><font><font>XM外汇平台的优点和缺点</font></font>\n\t<ul>\n\t\t<li><font><font>XM外汇平台的优点</font></font></li>\n\t\t<li><font><font>XM外汇平台的缺点</font></font></li>\n\t</ul></li>\n</ul>\n<h2 id=\"i-0\"><font><font>XM外汇平台是什么?</font></font></h2>\n<p><img alt=\"XM外汇平台是什么\" data-src=\"/d/file/p/2ada6f991a9f4ffcfa855b07cf1be3b8.png\" data-was-processed=\"true\" decoding=\"async\" height=\"200\" loading=\"lazy\" src=\"/public/upload/xm/2-1.png\" width=\"900\"></p>\n<h3 id=\"i-1\"><font><font>XM公司概要</font></font></h3>\n<table border=\"1\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<th><font><font>成立时间</font></font></th>\n\t\t\t<td><font><font>2009年</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>总部位置</font></font></th>\n\t\t\t<td><font><font>赛普勒斯</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>最大杠杆</font></font></th>\n\t\t\t<td><font><font>1,000倍(注1)</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>最低入金额</font></font></th>\n\t\t\t<td><font><font>信用卡:5美金</font></font><br><font><font>电子钱包:5美金</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>交易平台</font></font></th>\n\t\t\t<td><font><font>MT4</font></font><br><font><font>MT5</font></font><br><font><font>XM开发系统</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>商品种类</font></font></th>\n\t\t\t<td><font><font>1,000种以上</font></font><br><font><font>含外汇、指数、股票、贵金属等</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>支援中文</font></font></th>\n\t\t\t<td><font><font>繁/简体中文</font></font></td>\n\t\t</tr>\n\t</tbody>\n</table>\n<p><font><font>(注1)杠杆倍数会依照交易的商品种类有所变动,交易前请务必确认。</font></font></p>\n<p><font><font>XM成立于2009年,有超过10年以上的历史,总部设立于赛普勒斯,位于欧亚大陆的交会处。</font></font></p>\n<p><img alt=\"XM总部位置\" data-src=\"/d/file/p/5bfd891273aefd481d93cf126b638d03.png\" data-was-processed=\"true\" decoding=\"async\" height=\"465\" loading=\"lazy\" src=\"/public/upload/xm/Cyprus.png\" width=\"800\"></p>\n<p>XM积极拓展各国的服务,目前共有<b>196个国家</b>能够使用XM进行投资。<br>并提供<b>30多种语言</b>来服务世界各地的投资者。</p>\n<p>以全球的角度来看,XM也是非常具有知名度的<a href=\"https://www.chiefrich.com/dealer/\" target=\"_blank\" class=\"infotextkey\">外汇经纪商</a>。</p>\n<h3 id=\"i-2\"><font><font>XM公司历史大事件</font></font></h3><label for=\"label22661\">XM外汇平台历史时间轴</label><br><font><font>从年份表可以得知,近年来XM曾荣获许多世界各国的奖项。</font></font><br><font><font>这也直接肯定了XM在各国之间都是值得信赖的外汇经纪商。</font></font>\n<p><font><font>XM官网也有更详尽的介绍,可以按下面的按钮查看喔。</font></font></p>\n<p><font><font>按这里看XM官网的详细介绍</font></font></p>\n<h3 id=\"i-3\"><font><font>为什么会出现「XM是诈骗」的谣言?</font></font></h3>\n<p>获奖无数的XM为什么有「诈骗平台」的谣言呢?<br>主要的原因是,近年来有诈骗集团打着XM的名义行使诈骗,甚至制作了假的官方网站。</p>\n<p><img alt=\"假冒XM的诈骗网站\" data-src=\"/d/file/p/9e05f3d5fc4c0cf70974f1b5b295041b.png\" data-was-processed=\"true\" decoding=\"async\" height=\"451\" loading=\"lazy\" src=\"/public/upload/xm/counterfeit.png\" width=\"800\"></p>\n<p>近期也有诈骗集团会诱骗投资者下载假的XM手机app,要求投资者进行多次投资后,再以资讯错误等问题要求投资者入金解除账户冻结。</p>\n<p><img alt=\"假的XM诈骗网站\" data-src=\"/d/file/p/81a91156ac4c65e821235174071d411a.png\" data-was-processed=\"true\" decoding=\"async\" height=\"606\" loading=\"lazy\" src=\"/public/upload/xm/counterfeit-2.png\" width=\"650\"></p>\n<p>投资者在投资前请务必了解:</p>\n<ul>\n\t<li>XM并不会要求入金解除账户冻结</li>\n\t<li>开设XM不需要费用</li>\n\t<li>XM不会提供银行账户要求入金</li>\n\t<li>切勿下载来路不明的app</li>\n\t<li>在投资前务必确认是否为XM官方网站</li>\n</ul>\n<p>诈骗集团经常会在社群软件(FB、IG等)以「稳赚不赔」等宣传用语来吸引被害人上当。</p>常用的诈骗手法\n<ol>\n\t<li>网络(FB、IG)看到投资、轻松赚钱贴文,或在交友网站、交友软件(APP)认识网友,网友怂恿投资,以掌握「平台漏洞、后台程序」等话术,宣称保证获利、稳赚不赔且利润丰厚。</li>\n\t<li>后续加LINE联系或加入LINE群组(如投资体验群),有自称「老师、指导员、分析师、总监」的人教学投注(代操),且群组内不断有其他学员获利贴文。</li>\n\t<li>初期账面显示获利(小额获利有些可以出金),引诱您加码投入大笔资金(甚至要您贷款投资)。</li>\n\t<li>当您加码入金后,以各种理由(洗码量不足、保证金、IP异常等)不让你出金,或是直接冻结账号、对方失去联系,就是「不出金」。</li>\n</ol>\n<p>※资料来源:新北市政府警察局</p>\n<p>想要进行XM的投资前,请务必确认是不是正确的XM官网,以免落入诈骗的圈套。</p><img alt=\"XM正确官网\" aria-describedby=\"caption-attachment-345\" data-src=\"/d/file/p/4e9ecf4f7e558d5de6d9dfcc857118e9.png\" data-was-processed=\"true\" decoding=\"async\" height=\"356\" loading=\"lazy\" src=\"/public/upload/xm/XMsite.png\" width=\"800\">\n<p id=\"caption-attachment-345\">▲XM的官方网站首页画面▲</p>\n<p>前往XM官网首页请按这里</p><img alt=\"当心投资诈骗! 投资前停看听:如何判断诈骗平台?\" data-was-processed=\"true\" decoding=\"async\" height=\"160\" loading=\"lazy\" src=\"/public/upload/xm/4e1127d32b7958d59bc09737aabb8b78.png\" width=\"160\"><br><font><font>当心投资诈骗!</font><font>投资前停看听:如何判断诈骗平台?</font></font><br>诈骗集团的手法日新月异,看到「稳赚不赔」、「轻松获利」等字眼时,一定要睁大眼睛,千万不能因为一时的贪念而损失更多。\n<h2 id=\"i-4\"><font><font>XM外汇平台安全吗?</font></font></h2>\n<p><img alt=\"XM外汇平台安全吗\" data-src=\"/d/file/p/151df69de8db274dd025706ec083f53f.png\" data-was-processed=\"true\" decoding=\"async\" height=\"200\" loading=\"lazy\" src=\"/public/upload/xm/3-1.png\" width=\"900\"></p>\n<h3 id=\"i-5\"><font><font>XM的金融牌照</font></font></h3>\n<p>由于XM属于全球性的外汇平台,因此取得多个国家的监管牌照。</p>\n<table border=\"1\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<th>国家</th>\n\t\t\t<th>监管机关</th>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td>贝里斯</td>\n\t\t\t<td>IFSC<br>贝里斯国际金融服务委员会</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td>澳大利亚</td>\n\t\t\t<td>ASIC<br>澳大利亚证券与投资委员会</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td><font><font>赛普勒斯</font></font></td>\n\t\t\t<td>CySEC<br>塞浦路斯证券和交易委员会</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td>阿拉伯</td>\n\t\t\t<td>DFSA<br>杜拜金融服务管理局</td>\n\t\t</tr>\n\t</tbody>\n</table>\n<p>其中台湾是受到贝里斯(IFSC)监管的。<br>可以直接到贝里斯国际金融服务委员会的网站,输入XM的牌照号码(000261/158),就可以确认XM有在这里受到监管。</p>\n<p><img alt=\"XM受到IFSC监管\" data-src=\"/d/file/p/0702ba9cd173dc66c8c1d7e56931b041.png\" data-was-processed=\"true\" decoding=\"async\" height=\"389\" loading=\"lazy\" src=\"/public/upload/xm/IFSC.png\" width=\"900\"></p>\n<h3 id=\"i-6\"><font><font>XM投资人实际评价</font></font></h3>\n<p>台湾目前对于XM的评价较少,因此这里引用一些来自日本的评价。</p>\n<p>虽然日本是使用「XM Trading」这个专门给日本客户的页面,但跟台湾的没有太大的差异。<br>XM在日本已扎根许久,因此可以在网络上找到各式各样的好坏评价。</p>\n<p>台湾的XM投资者虽然看起来还不多,甚至外汇投资者相较于股票投资者感觉少很多。<br>但是近年来,也有许多人开始注意、并起实际尝试外汇投资这一块。<br>所以投资者可以多加比较,甚至可以开设各家平台的模拟账户尝试看看。</p>\n<p>XM也可以开设模拟账户,在正式投资前不妨先尝试看看喔。</p>\n<p>按这里开设XM的模拟账户</p>\n<p>各家外汇平台都有各自的利弊,XM当然也会有许多正面及负面的声浪。<br>多方比较或是实际体验后,或许就能找到真正适合你的外汇平台唷。</p>\n<h2 id=\"i-7\"><font><font>XM外汇平台的优点和缺点</font></font></h2>\n<p><img alt=\"XM外汇平台的优点和缺点\" data-src=\"/d/file/p/06c7a28c91d4372209db7fb1c6499e4f.png\" data-was-processed=\"true\" decoding=\"async\" height=\"200\" loading=\"lazy\" src=\"/public/upload/xm/1-1.png\" width=\"900\"></p>\n<h3 id=\"i-8\"><font><font>XM外汇平台的优点</font></font></h3><font><font>XM外汇平台的优点</font></font>\n<ol>\n\t<li>支援繁体中文</li>\n\t<li>可同时交易多种商品</li>\n\t<li>出入金便利・最低汇款金额只要5美元</li>\n\t<li>提供多种免费服务</li>\n\t<li>杠杆最高1,000倍</li>\n\t<li><font><font>由银行分别管理客户资金</font></font></li>\n\t<li><font><font>开立帐户简单快速</font></font></li>\n</ol>\n<h4 id=\"3-1\"><font><font>支援繁体中文</font></font></h4>\n<p>想要使用海外平台,难免会碰上语言上的阻碍。<br>如果没有支援中文的话,不论操作上或是提问都会有很大的困难。<br>即便自己有外语能力,但有问题时也可能会出现难以沟通、或是字面上理解不对称的状况。</p>\n<p>XM的界面有提供「繁体中文」的服务,让使用繁体中文的投资者能够更舒适的使用。</p>\n<p><img alt=\"XM提供繁体中文\" data-src=\"/d/file/p/f2150d55f7f2cc7dee3939fe623d2188.png\" data-was-processed=\"true\" decoding=\"async\" height=\"117\" loading=\"lazy\" src=\"/public/upload/xm/XM-chinese.png\" width=\"900\"></p>\n<p>而在线客服只有提供「简体中文」,但用繁体中文提问也没有问题,客服人员也非常细心。</p>\n<p><img alt=\"XM中文客服\" data-src=\"/d/file/p/601b0a3d3dce1f5634a6e515cfe982b5.png\" data-was-processed=\"true\" decoding=\"async\" height=\"529\" loading=\"lazy\" src=\"/public/upload/xm/live-chat-e1619169721941.png\" width=\"400\"></p>除了习惯繁体中文的用户需要习惯简体字的客服以外,没有太大的问题呢。\n<hr>\n<h4 id=\"3-2\"><font><font>可同时交易多种商品</font></font></h4>\n<p>投资者通常会同时进行各种不同的投资。<br>所以XM除了外汇以外,还有另外五大项<b>总计96种产品</b>可供选择。</p>\n<table border=\"1\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<th><font><font>外汇</font></font></th>\n\t\t\t<td><font><font>共57种</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>大宗商品</font></font></th>\n\t\t\t<td><font><font>共8种</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>证券指数</font></font></th>\n\t\t\t<td><font><font>共14种</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>贵金属</font></font></th>\n\t\t\t<td><font><font>共2种</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>能源</font></font></th>\n\t\t\t<td><font><font>共5种</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>股票</font></font></th>\n\t\t\t<td><font><font>共10种</font></font></td>\n\t\t</tr>\n\t</tbody>\n</table>\n<p>在XM,同样名义可以开设多个不同类型的账户。<br>投资者可以利用各种账户,同时进行多种不同商品的交易。</p>\n<hr>\n<h4 id=\"3-3\"><font><font>出入金便利・最低汇款金额只要5美元</font></font></h4>\n<h5 id=\"i-12\">XM入金方法</h5><label for=\"label3949\">XM入金方式</label>\n<table border=\"1\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<th><font><font>信用卡/金融卡</font></font></th>\n\t\t\t<td><img alt=\"VISA卡\" data-src=\"/d/file/p/0d6ef88c03b8a98680b68a558517c29d.png\" data-was-processed=\"true\" decoding=\"async\" height=\"47\" loading=\"lazy\" src=\"/public/upload/xm/deposit-1.png\" width=\"150\"></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>电子钱包</font></font></th>\n\t\t\t<td><img alt=\"技能\" data-src=\"/d/file/p/c8500f7e913bec42dc00f271188731c0.png\" data-was-processed=\"true\" decoding=\"async\" height=\"60\" loading=\"lazy\" src=\"/public/upload/xm/deposit-2.png\" width=\"150\"></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>线上支付工具</font></font></th>\n\t\t\t<td><img alt=\"内特勒\" data-src=\"/d/file/p/7ddeb43745e09abe0ea305d1685d4676.png\" data-was-processed=\"true\" decoding=\"async\" height=\"43\" loading=\"lazy\" src=\"/public/upload/xm/deposit-3.png\" width=\"150\"><br><img alt=\"网络货币\" data-src=\"/d/file/p/243eca24099aa15c78a30c8d8aab3de9.png\" data-was-processed=\"true\" decoding=\"async\" height=\"46\" loading=\"lazy\" src=\"/public/upload/xm/deposit-4.png\" width=\"150\"></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>中国银联</font></font></th>\n\t\t\t<td><img alt=\"中国银联\" data-src=\"/d/file/p/cbe21c1125e1eff3c22556718e044cc8.png\" data-was-processed=\"true\" decoding=\"async\" height=\"100\" loading=\"lazy\" src=\"/public/upload/xm/deposit-5.png\" width=\"150\"></td>\n\t\t</tr>\n\t</tbody>\n</table>\n<p>XM的入金方法一共有五种,都可以在在线快速完成入金。</p>\n<h5 id=\"i-13\">XM出金方法</h5><label for=\"label87304\">查看XM出金方式</label>\n<table border=\"1\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<th><font><font>信用卡/金融卡</font></font></th>\n\t\t\t<td><img alt=\"VISA卡\" data-src=\"/d/file/p/0d6ef88c03b8a98680b68a558517c29d.png\" data-was-processed=\"true\" decoding=\"async\" height=\"47\" loading=\"lazy\" src=\"/public/upload/xm/deposit-1.png\" width=\"150\"></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>电子钱包</font></font></th>\n\t\t\t<td><img alt=\"技能\" data-src=\"/d/file/p/c8500f7e913bec42dc00f271188731c0.png\" data-was-processed=\"true\" decoding=\"async\" height=\"60\" loading=\"lazy\" src=\"/public/upload/xm/deposit-2.png\" width=\"150\"></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>线上支付工具</font></font></th>\n\t\t\t<td><img alt=\"内特勒\" data-src=\"/d/file/p/7ddeb43745e09abe0ea305d1685d4676.png\" data-was-processed=\"true\" decoding=\"async\" height=\"43\" loading=\"lazy\" src=\"/public/upload/xm/deposit-3.png\" width=\"150\"><br><img alt=\"网络货币\" data-src=\"/d/file/p/243eca24099aa15c78a30c8d8aab3de9.png\" data-was-processed=\"true\" decoding=\"async\" height=\"46\" loading=\"lazy\" src=\"/public/upload/xm/deposit-4.png\" width=\"150\"></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>中国银联</font></font></th>\n\t\t\t<td><img alt=\"中国银联\" data-src=\"/d/file/p/cbe21c1125e1eff3c22556718e044cc8.png\" data-was-processed=\"true\" decoding=\"async\" height=\"100\" loading=\"lazy\" src=\"/public/upload/xm/deposit-5.png\" width=\"150\"></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<th><font><font>银行电汇</font></font></th>\n\t\t\t<td><img alt=\"银行电汇\" data-src=\"/d/file/p/89a209095e41af83949e6fde50c8b8bb.png\" data-was-processed=\"true\" decoding=\"async\" height=\"82\" loading=\"lazy\" src=\"/public/upload/xm/deposit-6.png\" width=\"150\"></td>\n\t\t</tr>\n\t</tbody>\n</table>\n<p>XM的出金方式比入金多一种「银行电汇」。<br><b>但是银行电汇最低出金额为「100欧元」,且低于200欧元XM不承担手续费。</b><br>高于200欧元XM会承担第一段从XM转出去的手续费。</p>\n<p>除了银行电汇以外,XM都会承担手续费,所以不用担心会被收取额外的费用喔。</p>\n<h5 id=\"i-14\">最低汇款金额</h5>\n<p>在出入金时,要注意每个出入金方式都有最低金额的限制。</p>\n<table border=\"1\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<th><font><font>出入金方式</font></font></th>\n\t\t\t<th><font><font>最低金额</font></font></th>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td><font><font>信用卡</font></font></td>\n\t\t\t<td><b><font><font>510人民币</font></font></b></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td><font><font>中国银联</font></font></td>\n\t\t\t<td><b><font><font>510人民币</font></font></b></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td><font><font>电子钱包</font></font></td>\n\t\t\t<td><b><font><font>510人民币</font></font></b></td>\n\t\t</tr>\n\t</tbody>\n</table>\n<p>※信用卡可以使用<b>Visa</b>或是<b>Master</b>卡。</p>最低<b><font><font>510人民币</font></font></b>且不用手续费,在资金的移动上就不会觉得有太大的负担呢。\n<hr>\n<h4 id=\"3-4\">提供多种免费服务</h4>\n<p>XM的官网上也有提供许多免费服务,可以多加利用。</p>\n<p><img alt=\"XM免费服务\" data-src=\"/d/file/p/137f01703d307a0feae5f668ee07e840.png\" data-was-processed=\"true\" decoding=\"async\" height=\"660\" loading=\"lazy\" src=\"/public/upload/xm/free-service.png\" width=\"900\"></p>\n<p>点这里到XM首页体验免费服务</p>\n<hr>\n<h4 id=\"3-5\">杠杆最高1,000倍</h4>\n<p>在外汇投资中,投资者通常会比较在意的是杠杆的倍率。<br>海外的外汇平台常常会提供较高的杠杆倍率,<b>XM则提供最高1,000倍的高杠杆</b>。</p>\n<p>※2022年6月14日起所有账户类型的杠杆调高至1:1000(Shares账户不适用)<br>设定1:1000杠杆的账户净值需达$20,000(美金)</p>什么是杠杆\n<p>外汇中的杠杆,简单来说就跟杠杆原理一样:<br>「以少许的资金获得较大的利润」</p>\n<p>杠杆主要是影响「保证金」,杠杆越高,所需保证金越低。</p><label for=\"label48195\">杠杆与保证金关系例</label>\n<p><font><font>帐户:标准</font></font><br><font><font>交易量:1手数(100,000)</font></font><br><font><font>交易货币对:EURUSD</font></font></p>\n<table border=\"1\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<th><font><font>杠杆</font></font></th>\n\t\t\t<th><font><font>所需保证金(美金)</font></font></th>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td><font><font>888倍</font></font></td>\n\t\t\t<td><font><font>$133.8</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td><font><font>100倍</font></font></td>\n\t\t\t<td><font><font>$1,188.16</font></font></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td><font><font>10倍</font></font></td>\n\t\t\t<td><font><font>$11,880.6</font></font></td>\n\t\t</tr>\n\t</tbody>\n</table>\n<p><font><font>高杠杆的优点就是不需要先有大笔的保证金,就能够操作大量资金。</font></font><br><font><font>能够透过高杠杆的优势,更加灵活运用自己手边的资金。</font></font></p>\n<p><font><font>当然,任何的投资都存在着风险,有高获利的可能就有惨赔的可能。</font></font><br><font><font>因此在投资之前,都必须评估自己的能力再进行投资。</font></font></p>\n<hr>\n<h4 id=\"3-6\"><font><font>由银行分别管理客户资金</font></font></h4>\n<p><font><font>投资者在XM所投资的所有资金,都是另外交由银行做管理。</font></font><br><font><font>也就是说「顾客资金」和「XM营运资金」是分开来管理的,所以不用担心XM万一破产的话,钱会有拿不回来的问题。</font></font></p>\n<hr>\n<h4 id=\"3-9\"><font><font>开立帐户简单快速</font></font></h4>\n<p><font><font>XM的开立帐户其实非常简单快速。</font></font><br><font><font>一天内就可以搞定开户到认证的过程。</font></font></p>\n<h3 id=\"i-19\"><font><font>XM外汇平台的缺点</font></font></h3><font><font>XM外汇平台的缺点</font></font>\n<ul>\n\t<li><font><font>客服只有简体中文</font></font></li>\n\t<li><font><font>信用卡/签帐金融卡有出入金限制</font></font></li>\n</ul>\n<h4 id=\"3-7\"><font><font>客服只有简体中文</font></font></h4>\n<p><font><font>XM的网页虽然支援繁体中文,但客服只有简体中文的选项。</font></font><br><font><font>因此对于一些较不熟悉简体中文的投资者来说,在阅读上可能会比较吃力。</font></font></p>\n<p><font><font>另外,网页上偶尔也会有一些繁体中文使用者可能会较不习惯的用字或用语。</font></font></p><font><font>【例】杠杆=杠杆</font></font><br><font><font>但小帮手使用至今,觉得对于投资并不会有太大的影响。</font></font>\n<h4 id=\"3-8\"><font><font>信用卡/签帐金融卡有出入金限制</font></font></h4>\n<p><font><font>如果在XM选择使用信用卡进行出入金的话,会有「一致性原则」的限制。</font></font><br><font><font>简单来说,就是</font></font><b><font><font>信用卡入金多少就要出金多少</font></font></b><font><font>。</font></font></p>\n<p><font><font>看到这里或许会有人跟小帮手有一样的疑问:</font></font><br><font><font>「那如果获利的话,获利的部分该怎么出金?」</font></font></p>\n<p><font><font>获利的部分就只能用其他方式出金了。</font></font></p><label for=\"label17994\"><font><font>信用卡/签帐金融卡出入金例</font></font></label>\n<p><strong><font><font>信用卡入金:10美元</font></font></strong></p>\n<p><strong><font><font>【方法1:一次出金】</font></font><br><font><font>如果出金金额超过信用卡入金金额的话,可以直接选择信用卡以外的出金方式。</font></font><br><font><font>(例:出金20美元到电子钱包,会自动扣除10美元出金到信用卡,剩余的10美元出金到电子钱包)</font></font></strong></p>\n<p><strong><font><font>【方法2:分开出金】</font></font><br><font><font>将入金额10美元先出金到信用卡,剩下的金额可选择其他出金方式全额出金。</font></font></strong></p>\n<p><font><font>所以用信用卡入金虽然很方便,但这项限制算是比较麻烦的地方。</font></font><br><font><font>因此还是避免不了使用电子钱包或是电汇等方法出金。</font></font></p>\n<p><font><font>但是如果一开始就使用信用卡以外的方式出入金的话,就不会有这种限制。</font></font></p><div class=\"related-articles seo-links\">\n <h4>相关阅读</h4>\n <ul>\n <li><a href=\"/whjjs/smfx/article-3137.html\" title=\"XM外汇:小资金翻倍之旅,一场孤独的冒险\">XM外汇:小资金翻倍之旅,一场孤独的冒险</a></li>\n <li><a href=\"/whjjs/smfx/article-2785.html\" title=\"XM外汇官网登录入口,打开投资者的交易之旅\">XM外汇官网登录入口,打开投资者的交易之旅</a></li>\n <li><a href=\"/whjjs/smfx/article-3146.html\" 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