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〈房产〉永庆房屋:买气温和回升 9月全台房市交易量月增5%年增17%

2026-09-30 17:29:36 网络 阅读(1)

AI、高效能运算及新兴科技需求持续热络,8月出口创历年单月新高,而台湾央行也将2026年全年经济成长率预测上修至11.48%。永庆房产集团统计,与8月相比,全台交易量月增5%,全台房市交易量年增达到17%。台湾央行9月维持政策利率不变,并调高第2户贷款成数上限至7成,实质影响预计会在第四季逐步反映。

〈房产〉永庆房屋:买气温和回升  9月全台房市交易量月增5%年增17%

永庆房产集团统计,与8月相比,全台交易量月增5%,其中,台北量增2%,新北月增3%,桃园持萍,新竹县市成长15%,台中月增5%,台南量增9%,高雄成长14%。

永庆房屋研展中心副理陈金萍说,在暑假过后,9月回归正常看屋行程,尤其在房市政策稍稍松绑后,民众购屋信心受到激励,看屋意愿有增加的趋势,也带动房市买气回升。不过,9月底的4天连假,不少民众安排返乡或出游,的确让月底看屋、议价及签约行程受到排挤,整体交易量表现仅呈现小幅成长。

2026年9月全台房市交易与去年9月同期相比,陈金萍指出,全台房市交易量年增17%,台北年增11%,新北量增25%,桃园年增14%,新竹县市成长18%,台中年增29%,台南量增24%,高雄则成长13%。

陈金萍说,台湾央行9月维持政策利率不变,并调高第2户贷款成数上限至7成,有助于降低部分换屋族、家庭购屋及预售屋交屋族群的自备款压力,也向市场释出房市政策适度调整的讯号。不过,新制上路时间已接近9月下旬,对当月实际成交量的直接挹注有限,主要效果仍是改善市场信心,实质影响预计会在第四季逐步反映。

展望房市后市,陈金萍指出,在台湾经济稳健成长,科技业与出口动能持续提供支撑,台股高档震荡下,预估第四季成屋市场持续呈现「量小增价平」格局。不过,信用管制仍未全面退场,银行对房贷成数、借款人财务条件与还款能力的审核依旧审慎,市场交易主力仍以首购、换屋及长期置产等自用需求为主。

台湾房屋集团统计内部成交行情,观察2026年9月价量变化,和8月相较,其中桃园月增5.6%,台南市4.5%,高雄则量缩6.1%,新北也微减5.4%;年增部分六都均增,桃园市13.6%,新北市12.3%。整体而言,六都+新竹县市,整体小幅月减1.2%,年增10.7%。

台湾房屋趋势中心执行长张旭岚指出,虽然央行针对二屋松绑提高贷款到七成,不过近期进入选举热潮,本月先有民俗月后有连假,加上股市持续走红,许多民众资金部位仍留在股市,因此目前房市买气尚未即时反映利多,然而观察9月下旬单日带看量创今年新高,增加2成左右,显示换屋族有逐渐动起来的趋势。

依中央大学台湾经济发展研究中心与台湾房屋集团合作调查的「购买房地产时机」指标,2026年9月调查结果为98.84点,较上月显著提升8.81点,已创下近18个月新高。

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