天天财经-提供金融入门知识-投资理财技巧-邮局帐户不是只能存钱！隐藏版新功能曝光，菜篮族惊喊太实用！

邮局的服务陪伴国人生活多年，从寄信、汇款到储蓄，早已成为民众最熟悉的金融伙伴，对许多台湾人来说，人生的第一个金融帐户很可能就是邮局帐户。但你知道吗？除了存款、转帐与领钱之外，现在邮局帐户还能成为数位理财的重要工具！为了鼓励国人投资理财，邮局将金融服务再进化，邮政储金帐户已经可作为基金理财帐户的绑定银行选项之一，让民众不用再为了投资另外跑银行开立新帐户，用邮局帐户就能更简单便捷的开启投资理财第一步。

邮局帐户不是只能存钱！隐藏版新功能曝光，菜篮族惊喊太实用！

开箱实测：用邮局帐户轻松开启数位理财第一步
「邮局帐户不行吗？」这是不少民众在想要开始投资理财时，所遭遇的第一道难关，过去想透过网路平台开立基金投资帐户时，常因为扣款银行限制、文件往返或设定流程繁琐而萌生退意，尤其对于菜篮族、学生、社会新鲜人或退休族群来说，生活中主要往来的金融帐户就是邮局，为了投资还需要大费周章再去开立一个新的银行帐户，往往会因为各种麻烦而增加不少门槛。如今，随着邮局帐户也开始加入数位理财的服务行列，意味着许多原本习惯使用邮局的民众，可以直接以最熟悉的金融工具跨出投资第一步。

以国际知名基金品牌「富兰克林」为例，透过富兰克林的「国民e帐户」线上申办基金投资开户，扣款银行就有邮局帐户的选项，只需要准备好双证件，点点手指，不用10分钟就能轻松完成开户申请，最快隔天就能开始下单投资，再也不用花时间请假、亲自跑银行临柜办理，确实是简单方便又快速。

富兰克林坦伯顿基金集团，国际视野与在地服务
国际知名的基金品牌「富兰克林坦伯顿基金集团」，服务范围遍及全球，为超过 150 个国家提供专业的财富管理方案，自1991年开启在台服务迄今逾30载，跟中华邮政同样是深入台湾民众心中、值得信赖的大品牌。富兰克林在秉持国际级专业视野与在地化服务精神的同时，也积极投入为每一位客户提供最优质的投资体验，平台更提供免付费理财热线服务，有任何关于金融市况的问题、或是投资方面的疑虑，一通电话就能跟专业的真人理财顾问讨论，再也不用担心求助无门。现在，富兰克林也同步加入邮局数位金融转型的行列，将邮局帐户纳入开户与交易帐户的选项之一，提供使用邮政储金帐户的民众更多元且便利的选择。

富兰克林理财专家也建议，投资最重要的不是投入大额资本，也不是等待所谓的「最佳进场时机」，而是尽早开始。富兰克林现阶段提供全平台基金全面0手续费的优惠活动，可以帮助投资人无负担开启投资计划，尽早建立长期理财的好习惯，不论是为退休准备、子女教育或人生目标提前规划，都能透过简单的开户流程快速展开，进而逐步累积资产，迎向充满希望的新人生。

让理财更贴近日常生活，让投资更简单
邮局作为全台湾覆盖率最高、基础服务最深厚的金融机构，不但深入离岛和偏乡地区，更是多数台湾民众建立个人金融服务的起点。随着数位金融普及，越来越多理财服务都能在线上完成，邮局也与时俱进，跟上金融服务数位转型的脚步，成为线上投资理财的重要工具之一，让民众从最熟悉的金融帐户出发，降低接触投资的心理门槛，对于还在观望、迟迟没有开始投资的民众来说，也许下一次走进邮局时，想到的不再只是寄信送包裹，而是开启一趟理财新旅程。

本公司所提供之资讯，仅供接收人之参考用途。本公司当尽力提供正确之资讯，所载资料均来自或本诸我们相信可靠之来源，但对其完整性、即时性和正确性不做任何担保，如有错漏或疏忽，本公司或关系企业与其任何董事或受雇人，并不负任何法律责任。任何人因信赖此等资料而做出或改变投资决策，须自行承担结果。本境外基金经金融监督管理委员会核准或申报生效在国内募集及销售，惟不表示绝无风险。基金经理公司以往之经理绩效不保证基金之最低投资收益；基金经理公司除尽善良管理人之注意义务外，不负责本基金之盈亏，亦不保证最低之收益，投资人申购前应详阅基金公开说明书。【富兰克林证券投顾独立经营管理】投资基金所应承担之相关风险及应负担之费用(含分销费用)已揭露于基金公开说明书及投资人须知中，投资人可至境外基金资讯观测站(http://www.fundclear.com.tw)下载，或迳向本公司网站(http://www.Franklin.com.tw)查阅。主管机关核准之营业执照字号：114年金管投顾新字第018号台北市忠孝东路四段87号8楼电话：﹝02﹞2781-0088　传真：﹝02﹞2781-7788 http://www.Franklin.com.tw

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富兰克林全平台基金全面0手续费，并提供免付费理财热线与真人顾问服务。", "img": "https://cimg.cnyes.cool/prod/news/6613768/l/83f9754587ccc53aed60b38686eb142a.jpg", "content": "邮局的服务陪伴国人生活多年，从寄信、汇款到储蓄，早已成为民众最熟悉的金融伙伴，对许多台湾人来说，人生的第一个金融帐户很可能就是邮局帐户。但你知道吗？除了存款、转帐与领钱之外，现在邮局帐户还能成为数位理财的重要工具！为了鼓励国人投资理财，邮局将金融服务再进化，邮政储金帐户已经可作为基金理财帐户的绑定银行选项之一，让民众不用再为了投资另外跑银行开立新帐户，用邮局帐户就能更简单便捷的开启投资理财第一步。\n<img src=\"https://cimg.cnyes.cool/prod/news/6613768/l/83f9754587ccc53aed60b38686eb142a.jpg\" alt=\"邮局帐户不是只能存钱！隐藏版新功能曝光，菜篮族惊喊太实用！\" style=\"width:50%;height:auto;border-radius:6px;margin:15px auto;display:block;\">\n\n\n开箱实测：用邮局帐户轻松开启数位理财第一步 \n「邮局帐户不行吗？」这是不少民众在想要开始投资理财时，所遭遇的第一道难关，过去想透过网路平台开立基金投资帐户时，常因为扣款银行限制、文件往返或设定流程繁琐而萌生退意，尤其对于菜篮族、学生、社会新鲜人或退休族群来说，生活中主要往来的金融帐户就是邮局，为了投资还需要大费周章再去开立一个新的银行帐户，往往会因为各种麻烦而增加不少门槛。如今，随着邮局帐户也开始加入数位理财的服务行列，意味着许多原本习惯使用邮局的民众，可以直接以最熟悉的金融工具跨出投资第一步。\n\n以国际知名基金品牌「富兰克林」为例，透过富兰克林的「国民e帐户」线上申办基金投资开户，扣款银行就有邮局帐户的选项，只需要准备好双证件，点点手指，不用10分钟就能轻松完成开户申请，最快隔天就能开始下单投资，再也不用花时间请假、亲自跑银行临柜办理，确实是简单方便又快速。\n\n富兰克林坦伯顿基金集团，国际视野与在地服务 \n国际知名的基金品牌「富兰克林坦伯顿基金集团」，服务范围遍及全球，为超过 150 个国家提供专业的财富管理方案，自1991年开启在台服务迄今逾30载，跟中华邮政同样是深入台湾民众心中、值得信赖的大品牌。富兰克林在秉持国际级专业视野与在地化服务精神的同时，也积极投入为每一位客户提供最优质的投资体验，平台更提供免付费理财热线服务，有任何关于金融市况的问题、或是投资方面的疑虑，一通电话就能跟专业的真人理财顾问讨论，再也不用担心求助无门。现在，富兰克林也同步加入邮局数位金融转型的行列，将邮局帐户纳入开户与交易帐户的选项之一，提供使用邮政储金帐户的民众更多元且便利的选择。\n\n富兰克林理财专家也建议，投资最重要的不是投入大额资本，也不是等待所谓的「最佳进场时机」，而是尽早开始。富兰克林现阶段提供全平台基金全面0手续费的优惠活动，可以帮助投资人无负担开启投资计划，尽早建立长期理财的好习惯，不论是为退休准备、子女教育或人生目标提前规划，都能透过简单的开户流程快速展开，进而逐步累积资产，迎向充满希望的新人生。\n\n让理财更贴近日常生活，让投资更简单 \n邮局作为全台湾覆盖率最高、基础服务最深厚的金融机构，不但深入离岛和偏乡地区，更是多数台湾民众建立个人金融服务的起点。随着数位金融普及，越来越多理财服务都能在线上完成，邮局也与时俱进，跟上金融服务数位转型的脚步，成为线上投资理财的重要工具之一，让民众从最熟悉的金融帐户出发，降低接触投资的心理门槛，对于还在观望、迟迟没有开始投资的民众来说，也许下一次走进邮局时，想到的不再只是寄信送包裹，而是开启一趟理财新旅程。\n\n\n\n本公司所提供之资讯，仅供接收人之参考用途。本公司当尽力提供正确之资讯，所载资料均来自或本诸我们相信可靠之来源，但对其完整性、即时性和正确性不做任何担保，如有错漏或疏忽，本公司或关系企业与其任何董事或受雇人，并不负任何法律责任。任何人因信赖此等资料而做出或改变投资决策，须自行承担结果。本境外基金经金融监督管理委员会核准或申报生效在国内募集及销售，惟不表示绝无风险。基金经理公司以往之经理绩效不保证基金之最低投资收益；基金经理公司除尽善良管理人之注意义务外，不负责本基金之盈亏，亦不保证最低之收益，投资人申购前应详阅基金公开说明书。【富兰克林证券投顾独立经营管理】投资基金所应承担之相关风险及应负担之费用(含分销费用)已揭露于基金公开说明书及投资人须知中，投资人可至境外基金资讯观测站(http://www.fundclear.com.tw)下载，或迳向本公司网站(http://www.Franklin.com.tw)查阅。主管机关核准之营业执照字号：114年金管投顾新字第018号台北市忠孝东路四段87号8楼电话：﹝02﹞2781-0088　传真：﹝02﹞2781-7788 http://www.Franklin.com.tw<div class=\"related-articles seo-links\">\n <h4>相关阅读</h4>\n <ul>\n <li><a href=\"/hour/article-17022.html\" title=\"卖微软、亚马逊又买辉达！川普名下帐户7月狂做1156笔交易总额最高2.7亿美元\">卖微软、亚马逊又买辉达！川普名下帐户7月狂做1156笔交易总额最高2.7亿美元</a></li>\n <li><a href=\"/hour/article-17061.html\" title=\"伊朗拟重罚未授权过境荷姆兹船只货值20%罚款拒付就扣押\">伊朗拟重罚未授权过境荷姆兹船只货值20%罚款拒付就扣押</a></li>\n <li><a href=\"/hour/article-17019.html\" title=\"美银示警：若供应进一步收紧油价恐突破每桶150美元\">美银示警：若供应进一步收紧油价恐突破每桶150美元</a></li>\n <li><a href=\"/hour/article-16997.html\" title=\"获利暴增却愈来愈便宜！辉达本益比跌破17倍市场到底在怕什么？\">获利暴增却愈来愈便宜！辉达本益比跌破17倍市场到底在怕什么？</a></li>\n <li><a href=\"/hour/article-17015.html\" title=\"全球能源命脉快断了？荷姆兹海峡单日仅剩2艘商船\">全球能源命脉快断了？荷姆兹海峡单日仅剩2艘商船</a></li>\n <li><a href=\"/hour/article-17041.html\" title=\"〈能源盘后〉沙乌地重启东西管线油价跌逾1%回落至两周低点 Brent跌破百美元\">〈能源盘后〉沙乌地重启东西管线油价跌逾1%回落至两周低点 Brent跌破百美元</a></li>\n </ul>\n</div>", "status": 0, "pv": 1, "link": "https://news.cnyes.com/news/id/6613768", "createdAt": "2026-09-23T01:59:18.000Z", "updatedAt": "2026-09-23T02:24:56.000Z" }, "position": [ { "id": 30, "pid": 0, "name": "实时", "pinyin": "hour", "path": "/hour", "orderBy": 0, "target": "0", "status": "0", "listView": "list.html", "articleView": "article.html", "seoTitle": "", "seoKeywords": "", "seoDescription": "", "type": "0", "dataConfig": null, "level": 1 } ], "_locals": {}, "cache": false }

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